Directors and Officers Insurance (D&O)

As a decisionmaker you have a responsible role in achieving the enterprise goals. Shareholder are asking for ever higher returns and sustainable profits, especially in the current global environment. One false decision can threathen the assets of the company and ultimately destroy the future ot the company.

Therefore a D&O insurance cover is not only an option but an absolute necessity.

The advantages of our solutions are:

• Protection of your private assets
• Coverage for all employees with decisionmaking powers (former, current and future)
• Coverage for all D&O’s in subsidiaries and minority shareholdings (>20% and management control)
• Automatic coverage for newly acquired companies
• Claims made coverage (full retrocoverage available)
• Extended reporting period (at expiry)
• Passive legal expenses
• No deductible for the D&O’s
• Coverage also for spouses
• Waiver of subrogation by gross negligence
• Wordings available in German and English

The most important exclusions:

• Claims in connection with intentional acts
• Professional liability
• Known claims
• Environmental issues

Our employees at AAA Insurance AG are aware of the pressures of directors and officers of a company. Therefore we can offer flexible and customized solutions.

To secure any possible consequences for decision-makers at the present time and in the general business environment is

AAA Insurance AG